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AKKO: phone and device protection plans from $4.99 a month

AKKO covers phones, laptops and household tech against damage and theft, with plans for individuals, families, students and businesses.

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Smartphone with a cracked screen corner against a pale grey backgroundAKKO logo
Photo: Dong Xu on Unsplash
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AKKO is a US device protection company that sells monthly plans covering phones and, on its bigger plans, the rest of your tech too: laptops, tablets, cameras, headphones, game consoles and other household electronics. You sign up online, register your devices with a few photos, and file claims through the AKKO app or website. Phone damage deductibles run from $29 to $99 depending on the model, so it suits people who'd rather pay a small monthly fee than face a full repair bill after a cracked screen.

It's a good fit for households with several phones, students with a laptop and a phone to protect, and small businesses that want cover for staff devices without a big contract.

What's worth a look

Here are six AKKO plans, with the starting prices shown on its own pages when we checked.

The Phone Only plan is the cheapest way in, from $4.99 a month, and covers accidental damage, breakdowns and theft for one phone. If you own more than a phone, the Individual Bundle from $17.99 a month covers one phone plus up to 25 other items, which is where AKKO stands out from carrier insurance that only looks after your handset. Families can go further with the Home Tech plans, which cover unlimited devices at a single address.

For a bigger household, Home Tech + at $49.99 a month adds every phone at the address to the unlimited-device cover. AKKO's footnotes say claims for eligible breakdowns and accidental damage are unlimited, with one lost-phone claim per 12 months on eligible plans. Students and schools get their own student protection plans too, including school-funded programs.

Business customers have their own range, priced per device or per person, starting from $3 a month for a single laptop or tablet.

Current offers

We don't have an AKKO promo code right now. The site does show some built-in savings: you can save 5% by bundling several plans together on a family or multi-plan order, and paying annually costs less per month than paying monthly on the plans that offer it.

How to save more

  • Pick the plan that matches what you own. If you only need phone cover, the Phone Only plan is far cheaper than a bundle. If you have a laptop, tablet and earbuds as well, the Individual Bundle can work out cheaper than separate cover.
  • Check the deductible for your exact phone model before you sign up. Deductibles vary between $29 and $99, and phones with foldable screens cost more each month.
  • Put the whole household on one plan. Multi Phone and Home Tech plans cover several phones or every device at one address, and bundling plans saves 5%.

Products, prices and offers checked on the store's own website on 5 Nov 2026. Prices and stock can change.

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